Finance on the Coast is a small, experienced team of specialist brokers. Every client has a dedicated broker who handles their application from first conversation through to settlement — and for the long term beyond that.
For new enquiries, please use our booking system or contact form. The direct numbers below are for existing clients and referred introductions.
CEO and lead broker at Finance on the Coast. Phil joined Virginia in 2010 after a career at Westpac in home, investment, and commercial banking. He has been featured in Australian Broker for his approach to long-term client relationships and his deep knowledge of complex lending scenarios. Phil specialises in self-employed lending, investment structures, and expat finance.
Senior broker known for methodical, precise work on complex applications. Jason brings a calm confidence to scenarios others find difficult — and a thorough understanding of how lenders assess investment property portfolios and structured loan arrangements.
Senior broker known for precision and client communication. Julianne is trusted by first home buyers and families navigating complex purchase scenarios. She explains lending decisions clearly — and her clients consistently describe her as thorough, patient, and highly competent.
Technical lending expert known for working through applications that other brokers consider difficult. Ian is trusted by first-time buyers and experienced investors alike — and brings a detailed understanding of credit assessment that clients who've been declined elsewhere find genuinely valuable.
Virginia founded the firm in 2004 after a career as an interest rate dealer at ANZ. She brings a perspective on how banks assess credit and price risk that is uncommon in the broking industry — and hosts the Property & Mortgage Insights Australia podcast.
Direct contact numbers are for existing clients and referred introductions. New enquiries — please use Book a Broker Call or Start an Enquiry.